With the new “Postbank Global OptiMix” investment fund, investors can master stock exchange turbulences to a greater degree. The particular feature of this actively managed mixed fund is the flexible weighting of shares and bonds. The fund capital is predominantly invested in shares, however, only if the forecast for shares is good. The fund management can also place the focus of the investments on bonds, if share indices do not promise profits. As a result of the flexible fund concept, investors profit, depending on the stock exchange situation, from the greater return opportunities of either the stock market or the security offered by the bond market. Furthermore, the fund management can place the focus on, for example, promising industries, regions and individual stocks, hence taking advantage of the opportunities of substance and growth potential in an optimal fashion.

The performance of the stock market in 2000 underlines the benefits of a flexible mix of bonds and shares: while investors who invested their money in international bonds last year were able to achieve average growth of 8.9 percent, the international share fund produced a minus of 8.6 percent. Seen over the long term, shares have, on average, been considerably more profitable. Whereas international bond funds over the last five years have grown around 52 percent, the international share funds were able to increase their value by 164 percent over the same period. In contrast to conventional mix funds with a fixed ratio of shares and bonds, the flexible “Postbank Global OptiMix” is able to optimally adapt in accordance with the changes in the capital markets.

Until April 21, 2001, investors can purchase shares for an initial issue price of Euro 50 (DM 100) per share. The issuing premium of 4 percent is included in this price. After April 21, 2001, the daily trading price will be charged, plus an issuing fee of 4 percent. The minimum investment is Euro 2,500 or DM 5,000. Saving schemes, with at least Euro 50 or DM 100 per month, are also possible. Particular highlight for new customers: the account management fee at Postbank Privat Investment is free for one year.

The “Postbank Global OptiMix” is the 27th fund to be issued by Postbank. In total, Postbank managed total funds of DM 6.6 billion/Euro 3.4 billion for their customers’ 530,000 portfolios.

Investors can acquire sales agreements, the sale brochure and further information at the large branches of Deutsche Post or at Postbank Direkt-Service on + 49 (0) 180 30 40 500. Or access the following Website: www.postbank.de/optimix.

 

Overview of the Postbank Global OptiMix

Investment strategy	Performance optimisation through variation of shares and bonds depending on the stock market situation
Capital investment company	Deutsche Postbank Privat Investment, Bonn
Recommended investment term	From 5 years
Availability	Daily
Issue period	March 5, 2001 until April 21, 2001
Initial issue price	Euro 50 (DM 100) incl. issue premium
Fund launch date	April 27, 2001
Term	Unlimited
Minimum investment	Euro 2,500 / DM 5,000
Type of fund	Paying dividends, which can be reinvested without issue premium
Share ID number	701986
Issue premium	4%
Portfolio management fee at Postbank Privat Investment	Free of charge for the first year for new customers; thereafter: 0.1% p.a. (min. Euro 10, max. Euro 60 p.a.)
Savings schemes	From Euro 50 / DM 100 per month